Our Life Insurance Services
At Fidelity Financial Services Inc., we make life insurance simple, affordable, and tailored to your needs. Licensed in 17 states, we partner with top-rated carriers to help you secure the best coverage—without the overwhelm.
Indexed Universal Life (IUL) Insurance
Index Universal Life (IUL) insurance is a flexible, long-term solution that protects your loved ones and helps you build wealth for the future. With an IUL policy, your cash value grows based on stock market index performance—without the risk of market losses. Enjoy guaranteed minimum interest rates, so your savings are protected, plus the opportunity for higher returns when the market performs well. IUL policies offer tax-advantaged growth, living benefits in case of terminal or chronic illness, and the flexibility to adjust your premiums or coverage as your needs change. Whether you’re planning for retirement, college funding, or legacy building, IUL gives you control and peace of mind.
Ready to secure your future and build lasting value?
Final Expense (FE) Insurance
Final Expense insurance is designed to provide peace of mind for you and your loved ones by covering end-of-life costs such as funeral expenses, medical bills, and outstanding debts. Our FE policies are available to individuals ages 40-80, with coverage amounts tailored to your needs. The best part? No medical exams are required—approval is based on a simple application, and most clients are covered instantly. This makes Final Expense insurance an excellent choice for those who want hassle-free, guaranteed protection. With our wide network of A-rated carriers, we ensure you receive competitive rates and reliable coverage, regardless of your health history.
Want instant, no-exam coverage?
Whole Life Insurance
Whole Life insurance offers lifelong protection and guaranteed cash value accumulation. Your premiums remain level for life, and your policy builds cash value that you can access through loans or withdrawals if needed. Whole Life is ideal for those seeking stability, legacy planning, and a reliable way to leave financial support for loved ones. In addition to a guaranteed death benefit, many policies offer living benefits, such as access to funds in the event of a chronic or terminal illness. Our experts will help you navigate the options, compare carriers, and select the policy that best fits your long-term goals.
Build a legacy that lasts.
Term Life Insurance
Term Life insurance provides affordable, straightforward coverage for a set period—typically 10, 20, or 30 years. It’s the perfect solution for individuals and families who want maximum protection during key life stages, such as raising children, paying off a mortgage, or securing income replacement. Our Term Life policies are available for ages 18-60, with high coverage limits and the option for no-exam approval. If you’re looking for a cost-effective way to protect your loved ones, we make it easy to compare rates and benefits across leading carriers, ensuring you get the best value for your budget.
Protect what matters most—affordably.
Licensed in CA, FL, IA, KS, KY, MI, MO, MT, NE, ND, OH, SC, SD, TX, VA, WV, WI
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